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Pay-As-You-Own

PAYO! Pay-As-You-Own

Own Your Solar System Without Paying the Full Cost Upfront

UTICA® Pay-As-You-Own gives eligible customers a structured way to install a solar energy system without paying the full project cost upfront.

Instead, the cost is spread over an agreed payment period while the system begins generating electricity after installation and commissioning.

With UTICA® PAYO, customers can work towards full ownership of the solar system over approximately 2 to 5 years, depending on the project, payment structure and agreed terms.

You Will Enjoy Multiple Advantages:

  • Lower Initial Capital Requirement: Reduce the need for a large upfront payment and spread the project cost over an agreed period.
  • Path To Full Ownership: The payment structure is designed around eventual ownership of the solar system once the agreed obligations are completed.
  • Solar Generation During The Payment Period: The system can begin producing electricity after commissioning while payments remain ongoing.
  • More Manageable Cash Flow: Structured payments can help customers balance solar investment with other financial priorities.
  • Potential Electricity Cost Savings: On-site solar generation can reduce the amount of electricity purchased from the grid, with actual savings depending on system performance, electricity consumption and prevailing tariffs.
  • Flexible Project Structuring: Payment terms can be considered alongside system size, property type, energy consumption and project requirements.
  • Monitoring And Support: Compatible monitoring and maintenance support can be included depending on the agreed package.

A Shorter Route To Solar Ownership

Longer financing periods may reduce monthly payments, but they can also increase the total financing cost over time.

UTICA® PAYO is structured around a relatively shorter ownership period, typically approximately 2 to 5 years, allowing customers to progress towards full ownership without extending the financing period unnecessarily.

The appropriate structure depends on the project cost, payment terms, expected solar generation and the customer's financial objectives.

How PAYO Works

1. Solar And Site Assessment UTICA® reviews the property, electricity consumption, roof conditions and proposed solar system requirements.

2. Project And Payment Proposal A solar system and payment structure are proposed based on the project requirements and applicable financing terms.

3. Installation And Commissioning Once the project is approved, the solar system is installed and commissioned.

4. Structured Payments The customer makes payments according to the agreed schedule while the solar system remains operational.

5. Full Ownership Once the agreed payment obligations are completed, ownership of the solar system transfers according to the applicable agreement terms.

Continue planning

Compare the service, process and available project work

Use these resources to understand the broader service scope before submitting your property or system details.

Solar consultation, showroom visits and support

Contact UTICA® Singapore

Speak with UTICA Solar about solar panel installation, solar PV system support, showroom appointments and renewable energy solutions in Singapore.

Book an appointment to visit our Solar Studio Showroom at 101 Kitchener Road, #01-22, Singapore 208511. You can use the form below or reach us directly at +65 6296 7787.

The same form can also be used for residential solar enquiries, commercial and industrial project discussions, maintenance requests, partnership enquiries and general support.