Solar Loans

At UTICA, we believe solar ownership should be accessible and affordable. For homeowners and businesses in Singapore looking to reduce electricity bills and carbon footprint without the high upfront cost, a solar loan is the perfect financing solution. With a solar loan, just like any home renovation or personal loan, you can install a high-performance solar system and repay the investment over time. From day one, you start producing clean electricity while retaining full ownership of your system.

Solar loans in Singapore are offered by banks through green financing schemes or by solar providers like UTICA via partnered loan programs. You may choose a secured loan, which offers lower interest rates but uses your property as collateral, or an unsecured loan, which requires no collateral and offers faster approval. As you own the solar system, you are eligible for government incentives and long-term savings once the loan is repaid since your electricity becomes nearly free, aside from minimal maintenance or grid fees.

Owning your solar system also increases your home’s value and contributes to Singapore’s clean energy transition. At UTICA, we help customers compare financing options, choose the right loan term, and seamlessly integrate solar power into their properties. Whether you’re planning for a landed home or a commercial rooftop system, our team is here to guide you every step of the way. Reach out to UTICA today to explore your solar loan options and take control of your energy future.

Benefits of Solar Loans

• Retain Ownership: Full rights to your solar system and its incentives.
• Financially Efficient: Electricity savings can exceed loan payments.
• Long-Term Value: After the loan term, enjoy 20+ years of free energy.
• Property Value: Solar ownership increases your home or building’s value.
• Guaranteed Performance: UTICA backs systems with warranties up to 25 years.